Appraisal services for Wilmington and New Hanover County homeowners

See the top seven reasons why NC homeowners hire Robert A. Walters:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge New Hanover county's assessment of your property
To cut a mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate in NC

Own a home in or near Wilmington, NC and need help determining the value of it?
Contact Robert A. Walters.

We at Robert A. Walters understand the special needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value assessment than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're seasoned in helping consumers just like you delete unwanted and unneeded PMI insurance.

Challenging New Hanover county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that is going down or not appreciating as much as other properties nearby. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal report from Robert A. Walters is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Robert A. Walters can provide you with a professional appraisal to help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for accuracy? Robert A. Walters offers field reviews where we'll go out and check the subject and comparables. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.